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Capital One® Classic Platinum - Visa . . . . . . . . . . This card is for people with Average / Limited Credit History Overview

A competitive APR with a lower annual fee

  • Buy what you've been dreaming of and pay no interest until May 2009 on purchases
  • Save with a low non-intro variable APR, currently 14.9%
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
Basic Credit Card Information
Intro APR 0%
Intro Period until May 2009
Regular APR 14.9%*
Balance Transfer Yes
Annual Fee $19.00
Credit Needed Average Credit
Credit Card Review

This program gives consumers the opportunity to apply for the Capital One® Classic Platinum - Visa. This card is for people New to Credit or have Credit that Needs Improvement.  

This card offers a great intro. rate, savings at Capital One® Saving ZoneSM on Yahoo! Shopping, and Platinum Benefits.  

Credit limits up to $3,000

Credit That Needs Some Improvement: All these statements are true for you:

  • I currently have or have had a U.S. loan or credit card.
  • My credit limit on a current credit card, if any, is less than $5,000.
  • I may have been late on more than one credit card, medical bill, or loan payment in the last six months.

Limited Credit History : At a minimum all of these statements are true for you. Please note these are minimum requirements and meeting these criteria does not guarantee approval.

  • I have had my own credit card for less than three years or never had one.
  • I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else's credit card.
  • I have a valid credit score that can be found at one of the major credit reporting companies.
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