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TrueEarnings® Card from Costco and American Express Overview
  • Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco
  • No Annual Fee with your paid Costco Membership
  • The flexibility to pay charges in full each month or over time
  • No Limit on the Cash Back earned
  • Doubles as your Costco Membership Card
  • Must be a Costco Member to apply for this card.

Basic Credit Card Information
Intro APR 0%
Intro Period 3 Months
Regular APR 15.24%
Balance Transfer 1.99% for 6 months
Annual Fee None with Costco membership
Credit Needed Average Credit
Credit Card Review
  • Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership.
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
  • The flexibility to pay charges over time.
  • No Limit on the Cash Back earned.
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