• The American Dream Card is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• Get 1,000 entries just for applying!
• More entries mean more chances to win!
• Entries are good for future drawings and there is no limit to how many times you can win*
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American Dream Card™
• American Dream Card™ holders also have access to Master Card® Exclusive Online™

• No purchase necessary. Sweepstakes open to legal US residents, 18 years or older. Void where prohibited. The Sweepstakes begins at 12:00:01AM ET on 10/01/07. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/08. Visit www.americandreamcard.com for Official Sweepstakes Rules, including details, limitation and alternate methods of entry.
• Your Purchase or Cash Advance APRs will automatically be adjusted to their respective Penalty APRs if the required minimum payment is not credited to your Account before the first day of the billing cycle that starts after the "Pay By" date on your statement 2 times in any rolling 6-month period.
• †See terms and conditions for important rate, fee and other cost information, and limitations

AMERICAN DREAM CARD™ SWEEPSTAKES DISCLOSURE COPY*

• The Sweepstakes begins at 12:00:01AM ET on 10/01/07. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/08.
• The Sweepstakes is sponsored by HSBC Card Services, Inc. The American Dream Card™ Master Card® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card.