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Bad Credit Credit Cards

AccountNow Prepaid Visa® Card
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

AccountNow® Prepaid Visa® Card is a pre-paid card that can be used anywhere Visa is accepted. It offers Free direct deposit, Free online bill pay and free credit builder.

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged None Yes Poor Credit OK
USA Platinum
  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products.
  • Upon request, credit limits increases are available to those that qualify.
  • The merchandise credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit

Get a $7500 Platinum Merchandise Credit Line regardless of credit history. You have been selected to receive a $7500 Platinum Shopping Card from USA Platinum. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $7,500 Platinum Shopping Card sooner, there are no employment or credit verifications.

*see website for terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged None Yes Poor Credit OK
USA Gold
  • *Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

Get a $5000 Gold Credit Merchandise Line regardless of credit history. You have been selected to receive a $5000 Gold Shopping Card from USA Gold. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $5000 Gold Shopping Card sooner, there are no employment or credit verifications.

*see website for terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged None Yes Poor Credit OK
Platinum Plus
  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products.
  • Upon request, credit limits increases are available to those that qualify.
  • The merchandise credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit

Get a $7500 Platinum Merchandise Credit Line regardless of credit history. You have been selected to receive a $7500 Platinum Shopping Card from USA Platinum Plus. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $7,500 Platinum Shopping Card sooner, there are no employment or credit verifications.

*see website for terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged None Yes Poor Credit OK
All American Gold
  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products.
  • Upon request, credit limits increases are available to those that qualify.
  • The merchandise credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit

Get a $6000 Gold Merchandise Credit Line regardless of credit history. You have been selected to receive a $6000 Gold Shopping Card from All American Gold. You’re approval is *guaranteed, regardless of your credit history. And to help you get your $6000 Gold Shopping Card sooner, there are no employment or credit verifications.

*see website for terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged None Yes Poor Credit OK
Triple Advantage from Experian
Triple Advantage from Experian

FREE credit report and score with a FREE 30-day Experian Triple Advantage Monitoring trial. Check & dispute possible inaccuracies. Will not lower your score. Detect critical changes and potential identity fraud. Monitor your credit report to help catch ID fraud early.

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
Credit Report Online Instantly
Credit Report Online Instantly
  • You Deserve To Know
    See the information lenders, dealers, and banks use to determine your rates
  • Professional Credit Monitoring
    Use our FREE TRIAL and see the impact of financial changes instantly. Get notified via email or online every time there is change in your credit.
  • Protect Your Identity
    Up to $20,000.00 in AIG Identity Theft Insurance to guard your standing against identity theft and fraud.
  • We're here to help!
    If you fall victim to identity theft, our vendor will work throughout the process, answering questions, contacting creditors and agencies on your behalf, and doing anything needed to fix this complex problem.
  • Apply Now!

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
CreditReporting.com
CreditReporting.com

Why order your credit report?

  • It's Easy... it gives you one easy to read report with information supported by toll-free customer service.
  • It's Secure.... we employ the latest in security measures to ensure that your card number and personal information are protected.
  • It's Fast... as consumers, you can order your own personal 3 bureau credit report with several choices for ordering and delivery.
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
New Millennium Bank Secured Platinum Visa® or MasterCard®

  • No CREDIT CHECK
  • Approved REGARDLESS OF CREDIT HISTORY
  • Credit Limits UP TO $10,000*
  • Reports to ALL 3 BUREAUS
  • Get CASH AT OVER 740,000 ATMs
  • Emergency CASH TRANSFERS
  • Auto RENTAL INSURANCE
  • $100,000 TRAVEL ACCIDENT INSURANCE
  • Extended WARRANTY PROTECTION
  • Special HIGH INTRODUCTORY SAVINGS RATE

New Millennium Bank has guaranteed your credit approval for up to $10,000** (with both cards) in secured credit with no credit check! When we receive your processing fee you will be sent instructions by e-mail on how to redeem a "FREE COMPANION AIRFARE.*" You can travel to most major US cities when you purchase one adult round trip airfare. You will also be automatically enrolled in The World's Best Travel Club.com where you will receive discounts and low, low prices on all your travel needs! Your credit line will be equal to and secured by your New Millennium Bank Savings account (Minimum deposit $300, Maximum deposit $5,000 per card)** When you make your first condo booking* through the World's Best Travel Club, the club will send you a cash rebate of $69.00! *Terms and conditions apply. **Fees and terms Apply.
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 19.5% None Yes Poor Credit OK
Continental Finance Gold MasterCard®
Continental Finance Gold MasterCard®

Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you’ve been waiting for. Apply today!

  • Rates as low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • Prestige of carrying a Gold card

*See website for other fees, rates, and terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 9.75% None Yes Poor Credit OK
Continental Finance MasterCard®
Continental Finance MasterCard®

Get a second chance if you have less than perfect credit. If you have been turned down for credit recently because of your credit score, Continental Finance is here to help you with the second chance you’ve been waiting for. Apply today!

  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • No Minimum Monthly Income Requirements
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide

*See website for other fees, rates and terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 19.92% None Yes Poor Credit OK
Equifax Credit Watch Gold
Equifax Credit Watch Gold
  • Instant online access to your credit report
  • Record of companies that have reviewed your credit file
  • Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
  • Access to our friendly and knowledgeable Customer Care 7 days a week
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
Eufora Preferred
Eufora Preferred (1 Creative 3 levels)
  • Guaranteed Approval†
  • No Credit Check
  • $5,000 Maximum Card Balance
  • Cash Rewards Program
  • Auto Sweepstakes
  • 5 Ways to Load Funds
  • MasterCard® Benefits

Apply now for the most exciting Pre-paid card in the industry, the Eufora Card. The Eufora Pre-paid MasterCard card with the Credit Builder option is the only pre-paid card that can help you build or rebuild your credit. Eufora Cardholders also have the opportunity to be automatically entered into a MONTHLY new car sweepstakes. Each time you spend $100 on your Eufora Pre-paid card you get a chance to win 1 of 30 ($30,000) cars given away. Need extra income? Take advantage of the Eufora Affiliate Program and earn money for referring others to sign up with the Eufora Card. Every year you and your referrals stay members, YOU GET PAID. Guaranteed Approval!

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None See Website For Details None Yes Poor Credit OK
Horizon Gold Credit Card . . . . . . . . . . . . Total Initial Fee: $35.00 . . . . . . . . . . . . BEST VALUE

Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. Bad credit accepted. Reports to a major credit bureau and they do not pull a credit report!

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to Major Bureau!
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged No Yes Poor Credit OK
Tribute® Gold MasterCard® Credit Card
Aspire Visa Gold
  • Unsecured Gold MasterCard® Credit Card
  • Reports to the Major Credit Bureaus
  • MasterCard® cards are accepted at over 25 million locations worldwide
  • Quick Online Decision
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None From 14.99% None Yes Poor Credit OK
BlueHippo® Financing For Computers
BlueHippo®

Wanta brand new computer, but your credit is less than perfect? No problem!BlueHippo guarantees your approval, and offers easy-to-manage weeklypayments.

Asseen on TV - Get your brand new, brand name computer now.  Here’s howit works. Instead of checking your credit, all BlueHippo asks is thatyou pay a small $99 activation fee and make thirteen weeks worth ofconsecutive layaway payments and then we can finance the balance ofyour purchase price, order and ship your computer to your home viaFedEx or UPS. It’s that simple!

Click to learn more about how you could receive the following free gifts:

  • 20” LCD Television
  • Color Printer

Why wait any longer? Order your brand new, brand name computer right now!

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
Capital One® Classic Platinum - Visa . . . . . . . . . . This card is for people with Average / Limited Credit History

A competitive APR with a lower annual fee

  • 0% on purchases until December 2008; after that, 14.65% variable
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% Until December 2008 14.65%* Yes $0 transfer fees $19.00 Good Credit
Rewards 660 Visa® Card

Bad Credit? Low FICO Score? No FICO score? No Problem! Put the Power back in your Hands. Get a Visa® card.

  • No Fee $75 Credit Limit Increases
  • $300 Starting and $2,000 Maximum Credit Limit
  • Fast Online Response
  • Monthly Reporting to TransUnion & Equifax
  • Free Online Account Access
  • Free Online Payments

The Rewards 660 Visa® credit card is issued by Dakota State Bank, Blunt, SD

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 19.92% None $48.00 Poor Credit OK
Lexington Law

Improve your credit by repairing your credit reports legally and affordably with Lexington Law™, the most trusted provider of credit repair solutions in America.

Helping 300,000 clients improve their credit since 1991 has afforded us ample opportunity to refine our credit repair services, and to deliver superior solutions with remarkable results at the lowest possible cost to our clients.

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
No Credit History
First Plus Platinum - - - Guaranteed $7,500 Credit Line.... No Credit Checks.... No Deposit.... No Application Fee....

Guaranteed $7,500 Credit Line. Pay ONLY $2.78 processing fee.

 

Guaranteed $7,500 Credit Line.... No Credit Checks.... No Deposit.... No Application Fee....

We have offered thousands of people, just like you, their very own $7,500 UNSECURED CREDIT LINE. We understand how difficult it can be sometimes to get approved. That is why we have come up with this LIMITED TIME OFFER.

There Could be BIG changes in your future. How would you like a $7,500 Unsecured Credit Line? Imagine, you could be purchasing many of the items you've always wanted!

  • No signatures
  • No faxing
  • No credit check
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% 1 Year 7.9% None Yes Poor Credit OK
Purpose Money - The Imagine Card
  • Reports to the major credit bureaus
  • 24/7 Customer Service & Online Account Access
  • Access to Cash Advance

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None None one-time processing fee of $4.95 Poor Credit OK
Capital One® No Hassle Cash Rewards - - - - - - - - - - - Average / Limited History
Capital One®: No Hassle Miles Ultra

Enrich your life with 1% cash back on all purchases and a 25% annual bonus on the cash you've earned during the year.

25% annual bonus on the cash you earn

  • 1% cash back on every purchase
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
  • No limit on cash back and rewards won’t expire for the life of your account
  • Redeem cash whenever you want
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% APR until December 2008 16.65%* (V) 16.9%* (V) $29.00 Good Credit
Capital One® No Hassle Points Rewards - - - - - - - - - - - - - - - Average / Limited Credit History

Get 5 points per dollar for filling up your tank, grocery shopping, and trips to the drug store! Plus, with 1 point on all other purchases, start racking up rewards for brand-name merchandise in no time!

  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point per purchase everywhere else
  • No limit on points earned and they don’t expire for the life of your account
  • 0% on purchases until December 2008. After that, variable APR, currently 16.65%
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% until December 2008 16.65%* (V) $0 Transfer Fee: 16.9%* (V) $29.00 Poor Credit OK
Capital One® Standard Platinum . . . . . This card is right for people with Average / Limited History
Capital One Platinum Card: Needs Some Improvement

If you want a card with no annual fee, this is a great choice

Great choice if you carry a balance short-term

  • 0% on purchases until December 2008. After that, variable APR, currently 19.55%
  • No annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% until December 2008 19.55%* (V) $0 Transfer Fee: 19.8%* (V) None Poor Credit OK
Capital One® Card Lab > > > > > > > > > > > This Is So Cool! Try It Out!

 

Create your own card with Capital One® Card Lab. Choose your rate, your rewards and your card design.

Introducing America's first "Do-It-Yourself" credit card offer, only from Capital One®.

YOU CHOOSE:

  • YOUR RATE
  • YOUR REWARDS
  • YOUR DESIGN OR OURS
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
You Get To Choose You Get To Choose You Get To Choose You Get To Choose You Get To Choose Good Credit
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