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Student Credit Cards

Find the Best Student Credit Card Offer

It can be challenging for most college students to qualify for a regular credit card because they don't earn enough to qualify, or they have not yet established a credit rating for the issuers to consider extending them credit. Student credit card issuers offer special cards marketed exclusively to college students, which relax the regular qualifications for approval.

Prepaid cards are another option for college students, which allow parents to deposit money on the card. The student can then use the card where ever credit cards are accepted, and as they spend the balance it can be easily replenished.
Student credit cards offer a good opportunity to learn about the importance of paying bills on time, which will ultimately help them to establish a good credit score.

UPside Visa Prepaid Card
  • The smarter gift for ages 13-25, a prepaid Visa® card exclusively designed for families’ needs
  • Universal and reloadable, unlike merchants’ gift cards
  • An educational value that goes far beyond its monetary value
  • A teen’s first Visa® card, with no risk of incurring debt
  • Can be purchased by parents or other family members over the age of 18
  • Manage your child’s allowances or send money to a loved one.
  • You can open multiple cards for various family members.
  • You can share funds between UPside cards instantly and at no cost.
  • Check activity on cards and load funds online.
  • Money can be loaded from your checking free of charge!
  • You can also load funds through a simple phone call.
  • Funds loaded from your credit card are made available instantly on your card.

In today’s world, parents need to educate their child about financial responsibility. The UPside Visa® Prepaid Card has been designed for families’ needs with all the parental control features that a parent would expect, like online account management and email alerts. It is not a credit card, so your child will not incur any APR or debt. While the card is safer than cash, instant funding provides the peace of mind parents want for life’s little emergencies. With no overdraft allowance, teens and young adults learn how to manage their money and become responsible spenders as they are only able to spend the balance on the card.Parents can reload funds as they see fit with one-off loads or available allowance scheduling. And with no purchase fee or maintenance fee and with free value loads originating from a bank account ACH transfer, it has never been easier or cheaper for parents to give their children a necessary steppingstone to a successful financial future.

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 0% No Interest Charged None Optional Poor Credit OK
Continental Finance Gold MasterCard®
Continental Finance Gold MasterCard®

Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you’ve been waiting for. Apply today!

  • Rates as low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • Prestige of carrying a Gold card

*See website for other fees, rates, and terms and conditions

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
None None 9.75% None Yes Poor Credit OK
Discover® Student Card - Clear
  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

Enjoy a 0% Interest* on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus® on all other purchases automatically*. No need to worry because your unlimited cash rewards never expire*.
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% 6 Months 16.99% Yes None No Credit History
Discover® Student Card - Monogram Collection
  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

Enjoy a 0% Interest* on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus® on all other purchases automatically*. No need to worry because your unlimited cash rewards never expire*.
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% 6 Months 16.99% None None No Credit History
Discover® Student Card - Tropical Beach
  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

Enjoy a 0% Interest* on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus® on all other purchases automatically*. No need to worry because your unlimited cash rewards never expire*.
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% 6 Months 16.99% None None No Credit History
Discover® Student Card
  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

Enjoy a 0% Interest* on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus® on all other purchases automatically*. No need to worry because your unlimited cash rewards never expire*.
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% 6 Months 16.99% None None No Credit History
Discover® Student Open Road Card
  • 0% Interest* on Purchases for 6 Months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus on all other purchases*
  • $0 Fraud Liability Guarantee
  • No Annual Fee
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% 6 Months 16.99% None None No Credit History
Triple Advantage from Experian
Triple Advantage from Experian

FREE credit report and score with a FREE 30-day Experian Triple Advantage Monitoring trial. Check & dispute possible inaccuracies. Will not lower your score. Detect critical changes and potential identity fraud. Monitor your credit report to help catch ID fraud early.

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
BlueHippo® Financing For Computers
BlueHippo®

Wanta brand new computer, but your credit is less than perfect? No problem!BlueHippo guarantees your approval, and offers easy-to-manage weeklypayments.

Asseen on TV - Get your brand new, brand name computer now.  Here’s howit works. Instead of checking your credit, all BlueHippo asks is thatyou pay a small $99 activation fee and make thirteen weeks worth ofconsecutive layaway payments and then we can finance the balance ofyour purchase price, order and ship your computer to your home viaFedEx or UPS. It’s that simple!

Click to learn more about how you could receive the following free gifts:

  • 20” LCD Television
  • Color Printer

Why wait any longer? Order your brand new, brand name computer right now!

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
Poor Credit OK
Capital One® Classic Platinum - Visa . . . . . . . . . . This card is for people with Average / Limited Credit History

A competitive APR with a lower annual fee

  • 0% on purchases until December 2008; after that, 14.65% variable
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% Until December 2008 14.65%* Yes $0 transfer fees $19.00 Good Credit
Lexington Law

Improve your credit by repairing your credit reports legally and affordably with Lexington Law™, the most trusted provider of credit repair solutions in America.

Helping 300,000 clients improve their credit since 1991 has afforded us ample opportunity to refine our credit repair services, and to deliver superior solutions with remarkable results at the lowest possible cost to our clients.

Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
No Credit History
Capital One® No Hassle Cash Rewards for >S T U D E N T S<
Capital One No Hassle Cash Rewards

Establish Credit—Save For Your Next Big Purchase

If you have a limited credit history or past credit problems, this cash rewards card is for you

  • 25% annual bonus on the cash you earn during the year
  • 1% cash back on purchases you make from day one
  • No limit on cash back and rewards won’t expire for the life of your account
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%"
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% until December 2008 16.65%* (V) 16.9% (V) $29.00 No Credit History
Capital One® Standard Platinum for Students

Jump Start Your Financial Freedom

If you have a limited credit history and are starting to establish a credit foundation, this card can grow while providing great benefits

  • 0% APR on purchases until December 2008. After that, variable APR, currently 19.55%
  • No annual fee or balance transfer fees
  • A manageable credit line to help control your finances
  • $0 fraud liability if your card gets lost or stolen
  • Online account services
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% until December 2008 19.55%* (V) 19.8%* (V) None No Credit History
Capital One® No Hassle Cash Rewards - - - - - - - - - - - Average / Limited History
Capital One®: No Hassle Miles Ultra

Enrich your life with 1% cash back on all purchases and a 25% annual bonus on the cash you've earned during the year.

25% annual bonus on the cash you earn

  • 1% cash back on every purchase
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
  • No limit on cash back and rewards won’t expire for the life of your account
  • Redeem cash whenever you want
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% APR until December 2008 16.65%* (V) 16.9%* (V) $29.00 Good Credit
Capital One® Platinum Max - - - - - - - - - - - - - - Average / Limited Credit History

If you want to put away the worry of increasing interest rates, relax with a 3-year fixed rate.

Put away the worry of increasing interest rates

  • 16.9% fixed on purchases for 3 years
  • Fixed rate won’t increase for three years—no matter what
  • No cash advance fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
16.9% fixed for three years 16.9% 16.9% fixed for three years $19.00 Good Credit
Capital One® Standard Platinum . . . . . This card is right for people with Average / Limited History
Capital One Platinum Card: Needs Some Improvement

If you want a card with no annual fee, this is a great choice

Great choice if you carry a balance short-term

  • 0% on purchases until December 2008. After that, variable APR, currently 19.55%
  • No annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
0% until December 2008 19.55%* (V) $0 Transfer Fee: 19.8%* (V) None Poor Credit OK
Capital One® Card Lab > > > > > > > > > > > This Is So Cool! Try It Out!

 

Create your own card with Capital One® Card Lab. Choose your rate, your rewards and your card design.

Introducing America's first "Do-It-Yourself" credit card offer, only from Capital One®.

YOU CHOOSE:

  • YOUR RATE
  • YOUR REWARDS
  • YOUR DESIGN OR OURS
Intro APR Intro Period Regular APR Balance Transfer Annual Fee Credit Needed
You Get To Choose You Get To Choose You Get To Choose You Get To Choose You Get To Choose Good Credit
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