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Business Credit Cards
The business credit card with the lowest APR is the Advanta Platinum BusinessCard with Rewards. The APR is prime rate plus 0.24%.
It features a 0% balance transfer offer for 15 months, longer than all other credit cards. Though this is a business credit card, you can still apply for it as a sole proprietor. Just use your name instead of a business name and your social security number instead of a tax id number.
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Whether you want to showcase your business using your logo, a favorite photo or simply by putting your business name at the top of the card, Advanta provides you with three ways to promote your business every time you use your card.
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus logo or other image!
*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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7.99% Variable
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0% 15 Months
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None
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Good Credit
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*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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Prime plus 2.24%
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2.99% For Life
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None
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Excellent Credit
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- Earn up to 5% cash back with unlimited rewards potential.
- With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
- 0% Intro APR for up to 12 months
- Pay No Annual Fee
- Receive quarterly management reports
- Receive additional cards your employees can use
The Chase Business Cash Rewards Card gives you a greatway to earn on every business purchase you make.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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From 11.99% variable
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0% 12 Months
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None
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Good Credit
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- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- Prime + 5.99% Variable APR thereafter
- Up to $50,000 Credit Line
- No Annual Fee
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
Put your business name where it counts. With the Advanta Platinum Business MasterCard® you receive a 0% Intro APR* on purchases AND balance transfers, up to $50,000 credit limit and no fees. You also receive a customized card with your business name plus all the advantages of online account management, as well as, worldwide acceptance of MasterCard®.
* see Terms & Conditions for more information
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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Prime plus 5.99%
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0% 12 Months
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None
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Good Credit
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My Card, My Way! The Advanta Platinum with Rewards Card is just that: a card with a 0% Intro APR* and a variety of rewards options for you to choose from based on what's best for your business (Cash Back or Travel Rewards). Apply Now!
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo.
*see Terms & Conditions for important information, benefits and limitations
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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Prime + 0.24%
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0% 15 Months
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None
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Good Credit
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- Up to 5% Cash Back on virtually all purchases
- No limit to the cash back you can earn
- No annual fee
- 0% Intro APR for first 6 months
- Option to pay over time or pay in full
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Earn cash rewards on purchases made by Additional Cardholders
Blue Cash® for Business offers up to 5% cash back, no annual fee and 0% introductory APR
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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6 Months
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From 10.24%
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0% 6 Months
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None
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Good Credit
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- 0% introductory APR on purchases for the first 12 months
- No annual fee with the flexibility to pay in full or carry a balance.
- No annual fee for Additional Cards.
- Option to enroll in the complimentary Membership Rewards Express(SM) program, with flexible rewards for you or your business. There's no limit to the number of points you can earn and points have no expiration date.
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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From 10.24%
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0% 6 Months
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None
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Good Credit
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- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies.
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
Business ownership has become more rewarding. Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.
Earn up to 40,000 bonus points in One Year with the Business Gold Rewards Card® from American Express®
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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None
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Waived First Year
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Good Credit
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- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
Apply now for the American Express® Business Green Rewards Card from OPEN: The Small Business Network.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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None
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Waived First Year
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Good Credit
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Introducing the NEW BP Visa® Rewards card. Earn up to 10%* in rebates today!
There's no limit to the amount of rebates you can earn! Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of A BP Gift Card, a check made payable to you, or a donation to The Conservation Fund.
Earn up to 10% in introductory rebates with Double Rewards
- 0% APR for up to 6 months
- No Annual Fee
- Double Rebates for two months
- 5% rebates on all participating BP location purchases
- 2% rebates on all eligible travel and dining purchases
- 1% rebates on all other eligible purchases
- No limit on rebates
- Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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6 Months
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From 14.24% variable
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N / A
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None
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Good Credit
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- 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
- 1% Cash Back on all other purchases
- 0% Intro APR for up to 12 Months*
- No Annual Fee
- Great deals on computer equipment, car rentals, hotel rooms and more with the Visa® Business Partner Advantage
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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From 11.24% variable
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N / A
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None
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Good Credit
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- Save with 0% Intro APR for up to 12 months*
- Free Online Reporting - Quarterly reports enable you to monitor your business spending.
- No Annual Fee
- Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
- Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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From 9.99% variable
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0% 12 Months
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None
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Good Credit
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- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
No other card rewards you like the Discover® Business Card. Enjoy a 0% Introductory APR* on Balance Transfers and Card Purchases for 12 months and earn 5% Cashback Bonus® on office supplies, 2% Cashback Bonus® on gas and up to 1% Cashback Bonus® on all other purchases*. Plus, pay no annual fee and add free employee cards with customizable limits and monthly reporting on their spending. APPLY NOW!
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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13.99%
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0% 12 Until April 2009
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None
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Good Credit
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- 0% Intro APR* on Card Purchases and Balance Transfers
- 12,000 Bonus Miles*
- Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
- No annual fee
- Earn Double Miles on travel and gas*
- Travel with no restrictions – book any airline, any date, any seat
Sign up for a Discover® Business Miles Card today and enjoy a 0% Introductory APR* on Card Purchases and Balance Transfers for 12 months with a BT Fee. Plus, get 12,000 Bonus Miles*. There is no annual fee and you can earn Double Miles on travel and gas. Plus, travel with no restrictions – book any airline, any date, any seat. APPLY NOW!
*View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro Period
|
Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0% Intro APR for 12 months on purchases
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3.9% intro APR for 6 months on balance transfers
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13.99%
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0% Until April 2009
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None
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Good Credit
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- Get 15,000 SkyMiles with first purchase
- Earn up to 30,000 Bonus Miles in your first year
- Save 5% on all Delta flights with your Card
- One Delta mile for virtually every dollar you spend
- No annual fee for the first year - a savings of $95
- Unlimited fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
Always Double Miles! Apply now for the Gold Delta SkyMiles® Business Credit Card from American Express, and get a decision in 60 seconds!
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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17.24%
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9.99% For Life
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None First Year
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Good Credit
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- Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night*
- Earn 15,000 bonus points after you spend $5,000 in 5 months - that's in addition to the 15,000 you would earn for your Card spending
- Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
(2,500 HHonors bonus points each stay)
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at
supermarkets, drugstores, gas stations, dining establishments and more
- Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
- No annual fee
- Express Approval. Get a decision in less than 60 seconds.
Earn points with every stay and every purchase. From dining out to fueling your car, you can use the Hilton HHonors® Platinum Credit Card from American Express wherever American Express Cards are welcomed.
*See Card Terms and Conditions
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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None
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None
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17.24%
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2.90% 6 Months
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None
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Good Credit
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- 1% cash back on everything you buy from day one.
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
|
Annual Fee
|
Credit Needed
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0%
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6 Months
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From 8.24%
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0% 6 Months
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None
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Excellent Credit
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- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
- 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Your TrueBlue® points do not expire when you use your Card*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
JetBlue® Business Card from American Express® is ideal for frequent travelers who are looking for ways to turn both their airfare and everyday purchases into future discounts on trips with JetBlue.
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Intro APR
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Intro Period
|
Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
|
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None
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None
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17.24%
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3.99% 6 Months
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$40.00 First Card - Additional Cards Free
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Good Credit
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- Option to enroll in the Membership Rewards® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- 0% APR for the first 12 months
- No annual fee and fee-free Additional Cards
The Platinum Business Credit Card from American Express No Annual Fee - 0% Intro APR - Pay Over Time. Apply Now and get a decision in 60 seconds!
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
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Annual Fee
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Credit Needed
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0%
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12 Months
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10.24%
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4.99% For Life
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None
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Excellent Credit
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- 5,000 point welcome bonus with first purchase
- Earn 1 point for every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months
- No annual fee and the option to pay over time or pay in full
- Fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
The Platinum Business FreedomPassSSM comes with the very best Card protection and services to make it easier for you to concentrate on running your business.
Get unlimited fee-free Additional Cards and a credit line up to $50,000 with the Platinum Business FreedomPassSM from American Express®.
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Intro APR
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Intro Period
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Regular APR
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Balance Transfer
|
Annual Fee
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Credit Needed
|
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0%
|
12 Months
|
From 11.24%
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7.99% For Life
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None + Extra Cards Free
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Excellent Credit
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Don't be left out in the cold with your current credit card. With a low rate Pulaski Bank Visa Gold card, you'll have zero worries, zero hassle and zero% balance transfers.
- Low rate of 8.00% APR on purchases
- No annual fee
- 0% APR on balance transfers for 6 months
- The prestige of GOLD
*See website for complete terms and conditions of card usage and application disclosure.
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Intro APR
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Intro Period
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Regular APR
|
Balance Transfer
|
Annual Fee
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Credit Needed
|
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None
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None
|
8% Fixed
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0% 6 Months
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None
|
Good Credit
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If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation, a Pulaski Bank MasterCard® or VISA® Card.
- Pulaski Bank offers MasterCard Gold, Regular MasterCard, and Visa Classic cards.
- Purchase rate is a fixed 6.50% annual percentage rate (apr).
- Intro balance transfer rate of 0% (apr) for 6 billing periods, ongoing is 6.50%.
- No cash advance or balance transfer fees.
*See website for complete terms and conditions of card usage and application disclosure.
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Intro APR
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Intro Period
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Regular APR
|
Balance Transfer
|
Annual Fee
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Credit Needed
|
|
None
|
None
|
6.5% Fixed
|
0% 6 Months
|
None
|
Good Credit
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- Earn 5% cash back on automobile gas, office supplies, and wireless services
- Earn 1% cash back on virtually all other purchases
- No limits to the cash back you can earn
- Cash back is automatically credited to the statement each month
- 0% introductory APR for the first 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- Fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
We are pleased to introduce the SimplyCash® Business Card from American ExpressSimplyCash® Business Card from American Express®. This new card will reward your shoppers with benefits such as cash back on gas, office supplies, wireless services and everything else!
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Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
0%
|
12 Months
|
From 6.5%
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7.99% For Life
|
None
|
Excellent Credit
|
|
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Earn up to 10,000 Bonus Miles* with the WorldPerks® Visa® Card! The WorldPerks Visa Card offers you a fast and easy way to earn additional WorldPerks miles without leaving the ground. Use your WorldPerks Visa Card to charge everyday purchases as well as large purchases like home furnishings and travel, and earn WorldPerks miles for the dollars you spend. Now that Northwest Airlines® is a member of the SkyTeam® Global Alliance, you'll have even more redemption opportunities! Combine the miles you earn with your Northwest Airlines flight miles and other partner miles to earn award travel faster on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Delta Air Lines, Alaska Airlines and other qualified WorldPerks Airline Partners.
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Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
None
|
None
|
17.25%
|
Yes
|
Yes
|
Good Credit
|
|
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- Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at over 825 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
The Starwood Preferred Guest® Business Credit Card from American Express comes with the very best Card protection and services to make it easier for you to concentrate on running your business. Earn 10,000 Starpoints with your first purchase and 1 Starpoint for every dollar spent on the card. Transfer points to over 30 frequent flyer programs and save 3-25% on business purchases*. *See Card for Terms and Conditions
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Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
2.90%
|
6 Months
|
17.24%
|
2.90% 6 Months
|
None
|
Good Credit
|
|

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- Unsecured line of credit up to $100,000
- No Annual Fees and No Maintenance Fees
- Personal Relationship Manager
- Fast Access to funds via check, credit card and online transfer
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Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
None
|
None
|
From Prime + 0%
|
None
|
None
|
Excellent Credit
|
|
|
- Seek a 0% purchase APR until October 2009, and a competitive variable rate after that
- No annual fee
- Free year-end summary
- Free employee cards with individual spending limits you set
Enjoy a business card designed for new business owners or those that want to build their credit history. This card offers a low 0% introductory APR and a competitive rate after that.
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Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
Seek a 0% purchase APR
|
until October 2009,
|
and a competitive variable rate after that
|
|
None
|
Good Credit
|
|
|
- 2 miles per dollar spent on purchases
- Redeem miles for cash back, gift cards, flights and more
- Fly on any airline with no blackout dates or seat restrictions
- No Annual Fee
- Free employee cards with individual spending limits you set
Earn 2 miles per dollar spent with the Double No Hassle Miles Card from Capital One. Enjoy flexible redemption options such as travel, cash back, merchandise and more. No limit to the miles you can earn and miles won't expire for the life of your account.
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|
Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
None
|
None
|
17.99%* (V)
|
None
|
None first year
|
Good Credit
|
|
|
- 0% introductory APR on purchases until October 2009
- 1 mile per dollar spent on purchases
- Redeem miles for cash back, gift cards, flights and more
- No Annual Fee
- Free employee cards with individual spending limits you set
This card is right for business owners who want a competitive APR and miles rewards. With No Hassle Rewards®, miles can be redeemed for cash back, merchandise, gift certificates, and more; and with a 0% introductory APR on purchases and no annual fee, you could save money, too.
*See Website for complete terms and conditions
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|
Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
0% introductory APR on purchases
|
until October 2009
|
As low as 9.99%* (V)
|
None
|
None
|
Good Credit
|
|
|
- Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco
- No Annual Fee with your paid Costco Membership
- The flexibility to pay charges in full each month or over time
- No Limit on the Cash Back earned
- Doubles as your Costco Membership Card
- Must be a Costco Member to apply for this card.
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|
Intro APR
|
Intro Period
|
Regular APR
|
Balance Transfer
|
Annual Fee
|
Credit Needed
|
|
0%
|
3 Months
|
15.24%
|
1.99% for 6 months
|
None with Costco membership
|
Good Credit
|
|
|
Rebates on the following: - 5% for buying gas.
- 3% for dining out.
- 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operator merchants.
- 1% on all other Eligible Purchases.
- Rebates are awarded annually in the form of an in-store coupon.
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