• The American Dream Card is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• Get 1,000 entries just for applying!
• More entries mean more chances to win!
• Entries are good for future drawings and there is no limit to how many times you can win*
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American Dream Card™
• American Dream Card™ holders also have access to Master Card® Exclusive Online™

• No purchase necessary. Sweepstakes open to legal US residents, 18 years or older. Void where prohibited. The Sweepstakes begins at 12:00:01AM ET on 10/01/07. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/08. Visit www.americandreamcard.com for Official Sweepstakes Rules, including details, limitation and alternate methods of entry.
• Your Purchase or Cash Advance APRs will automatically be adjusted to their respective Penalty APRs if the required minimum payment is not credited to your Account before the first day of the billing cycle that starts after the "Pay By" date on your statement 2 times in any rolling 6-month period.
• †See terms and conditions for important rate, fee and other cost information, and limitations

AMERICAN DREAM CARD™ SWEEPSTAKES DISCLOSURE COPY*

• The Sweepstakes begins at 12:00:01AM ET on 10/01/07. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/08.
• The Sweepstakes is sponsored by HSBC Card Services, Inc. The American Dream Card™ Master Card® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card.

Get the card that works as hard as you do! Only through the combined strength of millions of union members are we able to offer benefits that no other card can equal. Apply now and take advantage of the low 1.99% Introductory AP and start earning rewards today. Redeem your rewards for gift cards, travel, and cash! Plus, with the Union Plus Credit Card, you'll enjoy Triple Plus^SM Features no other card can equal. Here's a sampling:

Triple Plus Value^SM

• Exclusive member rates and benefits
• Money-saving balance transfer offers

• 100% protection against fraud
• Strike-payment protection
• Skip-payment options

Triple Plus Service^SM

• FREE Rewards Program designed for hard-working union members.
• Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
• Earn 1 Point for every dollar spent anywhere
• Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
• NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
• 1.99% introductory APR on new purchases*.
• All Calls answered in the United States.
• No annual fee and No liability for unauthorized use.

One card, many rewards. The Union Plus® Credit Card. Start off with 2000 Bonus Points - more than halfway to your first reward!